Effective Date: September 27, 2025

Last Updated: September 27, 2025

1. Acceptance of Terms

By accessing, browsing, or using this website, submitting information, scheduling appointments, or engaging with Legacy Page Financial in any manner, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website or our services.

2. Purpose of This Website

Legacy Page Financial provides educational content, general financial concepts, and access to insurance based financial strategies. All information on this website is provided for informational and educational purposes only.

Nothing on this website constitutes personalized financial advice, legal advice, tax advice, or investment advice.

3. No Investment, Legal, or Tax Advice

Legacy Page Financial is not a registered investment advisor and does not provide investment advisory services.

We do not provide legal or tax advice. You are encouraged to consult licensed professionals such as attorneys, certified public accountants, or tax advisors before making financial decisions.

Any examples, illustrations, or explanations provided are for educational purposes only and should not be relied upon as guarantees or recommendations.

4. Insurance Services Disclosure

Legacy Page Financial offers insurance related services through independent, licensed insurance carriers.

All insurance products are subject to underwriting, approval, policy terms, conditions, limitations, and carrier guidelines. Coverage availability, features, guarantees, and benefits vary based on individual eligibility and carrier rules.

Legacy Page Financial is not an insurance carrier and does not control underwriting decisions or policy issuance.

5. No Guarantees of Results

While certain insurance policies may contain contractual guarantees as defined by the issuing carrier, Legacy Page Financial makes no representations or guarantees regarding financial outcomes, growth rates, performance, or results beyond what is explicitly stated in the policy contract.

Past examples or illustrations do not guarantee future results.

6. User Responsibilities

You agree to provide accurate, complete, and truthful information when interacting with Legacy Page Financial, including but not limited to forms, applications, and consultations.

You acknowledge that you are responsible for your financial decisions and for reviewing all policy documents, disclosures, and contracts before proceeding.

7. Intellectual Property

All content on this website, including text, graphics, images, logos, videos, designs, and written materials, is the property of Legacy Page Financial and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, or use any content without prior written consent from Legacy Page Financial.

8. Website Use and Prohibited Conduct

You agree not to use this website for any unlawful purpose or in any way that could damage, disrupt, or impair the website or its functionality.

Unauthorized access, data scraping, reverse engineering, or attempts to breach security measures are strictly prohibited.

9. Third Party Links

This website may contain links to third party websites for convenience or informational purposes. Legacy Page Financial does not control, endorse, or assume responsibility for the content, policies, or practices of third party websites.

Your use of third party websites is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, Legacy Page Financial shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website, reliance on information provided, or participation in services offered.

All use of this website is at your own risk.

11. Indemnification

You agree to indemnify, defend, and hold harmless Legacy Page Financial, its owners, affiliates, representatives, and partners from any claims, losses, damages, liabilities, or expenses arising from your use of this website or violation of these Terms of Service.

12. Privacy Policy

Your use of this website is also governed by our Privacy Policy, which explains how information is collected, used, and protected. Please review the Privacy Policy carefully.

13. Modifications to Terms

Legacy Page Financial reserves the right to modify or update these Terms of Service at any time without prior notice. Changes will be effective upon posting.

Continued use of the website after changes are posted constitutes acceptance of the revised terms.

14. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States and the state in which Legacy Page Financial operates, without regard to conflict of law principles.

15. Contact Information

If you have any questions regarding these Terms of Service, please contact:

Legacy Page Financial

Email: [email protected]

Acknowledgment

By using this website, you acknowledge that you have read, understood, and agree to these Terms of Service.